Reports

State of Small Business Lending: Innovation and Technology and the Implications fro Regulation

This paper explores the evolution of a new online lending marketplace and differentiates the winners and losers with such an evolution. A detailed regulatory...

April 23, 2020

State of Small Business Lending: Credit Access During the Recovery and How Technology May Change the Game

This paper explores the evolution of a new online lending marketplace and differentiates the winners and losers with such an evolution. A detailed regulatory...

April 23, 2020

Country’s Last Black-Owned Banks are in a Fight for their Survival

This article emphasizes the majority of black-owned banks that struggled to hold on during economic downturns for years. The author explores competition, inc...

April 22, 2020

Fintech Lending: Financial Inclusion, Risk Pricing, and Alternative Information

This paper explores fintech lending through financial inclusion, risk pricing and alternative information. The analysis of the advantages and disadvantages o...

April 21, 2020

Closing the Digital Divide

This publication provides financial institutions a road map for best practices in the use and investment in broadband as a crucial part of community developm...

April 21, 2020